Greetings to all who are struggling financially in Portland! Are you burdened with mounting debts, constant calls from creditors or the fear of foreclosures? If you’re feeling stuck and hopeless, you’re not alone. Let me tell you, it’s not your fault. Debt can spiral out of control, and it’s not always easy to see a way out. But don’t panic, help is on the way! In this article, we’ll talk about a solution that can bring some peace and stability back into your life.
By reading this article, you can expect to gain a thorough understanding of what bankruptcy is and how it works in the state of Oregon. You’ll learn how to assess your financial situation, which types of bankruptcy you may qualify for and which one is the best fit for you. You’ll feel empowered to make informed decisions and take the necessary steps to regain your financial footing. We promise to provide you with clear, concise and actionable information that can transform your life.
The solution we offer is to hire a competent and compassionate bankruptcy attorney in Portland who can provide you with legal guidance and support throughout the bankruptcy process. Our team of experienced attorneys has helped countless individuals and families overcome their debt problems and achieve financial freedom. We understand that filing for bankruptcy can be a daunting and emotionally charged experience, but it does not have to be. With our help, you can navigate the legal system with ease and confidence, and emerge from bankruptcy with a fresh start and a brighter future. So let’s get started!
How to Find the Best Bankruptcy Attorney in Portland
Filing for bankruptcy can be a daunting and complicated process. Working with a knowledgeable and experienced bankruptcy attorney in Portland can help make the process smoother and more manageable. However, finding the right attorney can be challenging. Here are some tips on how to find the best bankruptcy attorney in Portland.
1. Do Your Research
Research is essential to finding a reliable and reputable bankruptcy attorney in Portland. It is vital to take the time to research prospective attorneys and ensure they have the knowledge and expertise necessary to assist you in your bankruptcy case.
- Check Online Reviews and Ratings
- Consult State and Local Bar Associations
- Consider the Attorney’s Experience and Expertise
- Ask for Recommendations
- Compare Fees and Payment Options
- Schedule a Consultation
- Chapter 7: This type of bankruptcy is also known as “liquidation.” It involves the selling of your assets to pay off your debts. Chapter 7 bankruptcy can be a good option if you have a lot of unsecured debts, such as credit card bills and medical bills.
- Chapter 13: This type of bankruptcy is also known as the “wage earner’s plan.” It involves creating a repayment plan over three to five years to pay off your debts. Chapter 13 bankruptcy can be a good option if you have secured debts, such as mortgage and car payments, and you want to keep your assets.
Online reviews and ratings from previous clients can offer valuable insights into an attorney’s services. Websites like Avvo and Yelp provide reviews and ratings of lawyers, allowing you to see what previous clients have to say about their experience working with an attorney.
The State Bar of Oregon and the Oregon State Bar Association can help you find qualified bankruptcy attorneys in Portland. You can visit their websites or call them for referrals to attorneys who specialize in bankruptcy law.
Bankruptcy law is complex, and not all attorneys have the same level of knowledge and expertise in this area. Look for an attorney who specializes in bankruptcy law and has years of experience working on similar cases. You can also check the attorney’s website or ask for their credentials to evaluate their knowledge and expertise in bankruptcy law.
Word of mouth is an effective way to find a reliable bankruptcy attorney. Reach out to trusted friends, family members, or colleagues who may have worked with a bankruptcy attorney in the past. Ask about their experience and whether they would recommend their attorney.
| Pros | Cons |
|---|---|
| Online reviews and ratings provide valuable insights that can help you evaluate the quality of an attorney’s services. | Online reviews may be manipulated or biased, making it essential to evaluate reviews and ratings from various sources. |
| Bar associations can provide referrals to qualified bankruptcy attorneys in Portland. | Bar associations may refer you to attorneys with little or no bankruptcy law experience. |
| Attorneys with years of experience and expertise in bankruptcy law may provide better representation in your case. | Highly experienced attorneys may charge higher fees than less experienced attorneys. |
| Recommendations from trusted sources can help you find a reliable bankruptcy attorney quickly. | Recommendations may limit the pool of potential attorneys to those who have worked with others in your network. |
Different bankruptcy attorneys in Portland may charge different fees based on their level of experience and the complexity of your case. It is essential to compare fees from multiple attorneys to find a quality attorney who charges fees within your budget. Additionally, some attorneys may offer payment plans to help you pay legal fees over time.
Once you have narrowed down your list of potential attorneys, schedule consultations with each one. During the consultation, ask about their experience, their approach to your specific case, and what they can do to help you achieve your desired outcome.
By doing your research, comparing fees and payment options, and scheduling consultations with potential attorneys, you can find the best bankruptcy attorney in Portland to guide you through the bankruptcy process.
Understanding the Bankruptcy Process in Portland
The thought of filing for bankruptcy can be overwhelming, which is why it is important to understand the bankruptcy process. In Portland, there are different types of bankruptcy, and knowing which one is right for you can be tricky. This article will explore the bankruptcy process in Portland and the steps you need to take.
The Different Types of Bankruptcy
Before you file for bankruptcy, it is important to know which type of bankruptcy you qualify for. In Portland, the two most common types of bankruptcy are Chapter 7 and Chapter 13.
The Bankruptcy Process in Portland
Once you have determined which type of bankruptcy is right for you, it is important to know the steps involved in the process.
- Hire a Bankruptcy Attorney: The first step in the bankruptcy process is to hire a bankruptcy attorney. An attorney can help you navigate the process and ensure that everything is done correctly. They can also help you determine which type of bankruptcy is right for you.
- File the Bankruptcy Petition: Once you have hired an attorney, the next step is to file the bankruptcy petition. This document contains your financial information, such as your income, assets, and debts.
- Attend the Meeting of Creditors: After you have filed the petition, you will be required to attend a Meeting of Creditors. This meeting is conducted by the bankruptcy trustee and is an opportunity for your creditors to ask questions about your financial situation.
- Credit Counseling: Before your bankruptcy can be approved, you must complete a credit counseling course. This course is designed to help you understand the financial implications of bankruptcy and how to manage your finances in the future.
- Complete the Repayment Plan: If you file for Chapter 13 bankruptcy, you will need to create a repayment plan. This plan outlines how you will pay off your debts over a three to five year period. Once the repayment plan is complete, your remaining debts will be discharged.
- Discharge: Once the bankruptcy process is complete, you will receive a discharge. This means that your debts have been forgiven, and you are no longer legally obligated to pay them.
The Pros and Cons of Bankruptcy in Portland
Table: Pros and Cons of Bankruptcy in Portland
| Pros | Cons |
| — | — |
| Debt forgiveness | Damage to credit score |
| Protection from creditors | Loss of assets |
| Relief from collection efforts | Public record |
| A fresh start | Difficulty obtaining credit in the future |
While bankruptcy can provide relief from overwhelming debt, it is important to carefully consider the pros and cons before filing.
Real World Examples and Case Studies
– Mary was a single mother with a large amount of credit card debt. She decided to file for Chapter 7 bankruptcy to help get her finances in order. With the help of a bankruptcy attorney, she was able to discharge her debts and start fresh.
– John was a small business owner who had fallen behind on his mortgage payments. He decided to file for Chapter 13 bankruptcy to help keep his home. With the help of a bankruptcy attorney, he was able to create a repayment plan that allowed him to keep his home and pay off his debts over a five-year period.
In conclusion, understanding the bankruptcy process in Portland is important if you are considering filing for bankruptcy. Knowing the types of bankruptcy, the steps involved, and the pros and cons can help you make an informed decision about your financial future.
Benefits of Hiring a Local Bankruptcy Attorney in Portland
Hiring a local bankruptcy attorney in Portland can provide many benefits for individuals facing financial difficulties. A bankruptcy attorney can offer professional guidance through the legal process, provide crucial information about bankruptcy laws and procedures, and ensure that the debtor’s legal rights are protected.
Expert Knowledge on Local Bankruptcy Laws
One of the biggest benefits of hiring a local bankruptcy attorney in Portland is their expert knowledge of the local bankruptcy laws. Each state has distinct laws governing bankruptcy, and hiring an attorney who is experienced in navigating the unique laws of Portland can prove to be a significant advantage. They can provide insight into specific state laws, such as exemption allowances and asset protection, which can play a crucial role in the bankruptcy process.
Furthermore, local bankruptcy attorneys are often familiar with the local bankruptcy court, judges, and trustees, and can leverage this knowledge to predict outcomes during the bankruptcy filing. This can help the debtor to make informed decisions before, during, and after the bankruptcy case.
Legal Representation and Protection
A local bankruptcy attorney in Portland can provide legal representation and protection for the debtor during the bankruptcy process. An attorney will represent the debtor’s best interests in negotiations with creditors, help the debtor understand their legal rights, and ensure that they are fully aware of their options.
During the bankruptcy process, creditors and collection agencies may attempt to intimidate and harass the debtor. An attorney can provide legal protection to the debtor, protecting them from potential lawsuits and wage garnishments, and preventing creditors from overstepping their legal boundaries. Additionally, an attorney can advise the debtor on how to discharge or restructure their debts while protecting their assets, investments, and financial future.
Efficient and Timely Completion of Bankruptcy Process
Bankruptcy can be a difficult and stressful process, but with the guidance of a local bankruptcy attorney in Portland, the process can be more efficient and timely. An experienced attorney can guide the debtor through the complex bankruptcy process, help them avoid errors, and ensure that all necessary documents are completed accurately and on time.
Moreover, a local bankruptcy attorney can help the debtor avoid unnecessary delays and navigate challenges as they arise during the bankruptcy process. This can help the debtor to quickly and effectively complete the bankruptcy process, allowing them to move on with their financial future sooner.
| Pros | Cons |
|---|---|
| Expert knowledge on local bankruptcy laws | May be more expensive than non-local attorneys |
| Legal representation and protection | May have a heavier workload than non-local attorneys |
| Efficient and timely completion of bankruptcy process | May not be able to handle specialized cases |
- Expert knowledge on local bankruptcy laws
- Each state has unique bankruptcy laws
- Local attorneys have a deep understanding of local laws and exemption allowances
- Can offer insight into the differences between federal and state bankruptcy laws
- Attorney represents debtor in negotiations with creditors
- Prevents creditors from harassing or intimidating the debtor
- An attorney can advise on how to restructure or discharge debts and protect assets and investments
- An attorney helps the debtor navigate the bankruptcy process more efficiently
- Minimizes the risk of errors and ensures documents are completed accurately and on time
- Can help the debtor avoid unnecessary delays and complications
In conclusion, hiring a local bankruptcy attorney in Portland can provide significant benefits for individuals facing financial difficulties. With their expert knowledge of local bankruptcy laws, legal representation and protection during the bankruptcy process, and efficient completion of bankruptcy proceedings, a local bankruptcy attorney can help debtors to successfully navigate this challenging time and emerge with a fresh financial start.
Common Myths About Bankruptcy Attorneys in Portland
Bankruptcy is a legal process that involves discharging debts or reorganizing finances, and it is a complex process that requires the assistance of a bankruptcy attorney. However, there are many misconceptions and myths about bankruptcy attorneys in Portland that might deter individuals from seeking their services. In this article, we debunk some of the common myths to help you understand the role of a bankruptcy attorney in Portland.
Myth #1: Bankruptcy Attorneys Are Expensive
One of the most common misconceptions about bankruptcy attorneys in Portland is that they are expensive. Most individuals believe that filing for bankruptcy is already expensive, and having to pay for a bankruptcy attorney is an additional cost that they cannot afford. However, this is far from the truth.
In fact, bankruptcy attorneys in Portland offer affordable rates and payment plans that fit the budget of most clients. Moreover, hiring a bankruptcy attorney can actually save you money in the long run. A bankruptcy attorney can negotiate with creditors on your behalf, help you identify exemptions, and advise you on how to protect your assets, which can result in a significant reduction in debt.
Myth #2: Bankruptcy Attorneys Are Not Necessary
Many individuals believe that they can file for bankruptcy on their own without the assistance of a bankruptcy attorney in Portland. However, this is a dangerous misconception that can result in costly mistakes and legal consequences. Filing for bankruptcy is a complicated process that involves extensive paperwork, legal procedures, and deadlines.
A bankruptcy attorney in Portland has the knowledge and experience to guide you through the process, ensure that all paperwork is filed correctly, and meet all the legal deadlines. Moreover, a bankruptcy attorney can provide you with legal advice on how to protect your assets and discharge your debts while avoiding any potential legal consequences.
Myth #3: Filing for Bankruptcy Will Ruin Your Credit Score
Another common myth about bankruptcy attorneys in Portland is that filing for bankruptcy will ruin your credit score. While it is true that bankruptcy will remain on your credit report for up to ten years, it does not mean that you cannot rebuild your credit score.
In fact, many individuals who file for bankruptcy are able to rebuild their credit score within a few years by taking steps such as paying bills on time, obtaining secured credit, and obtaining credit counseling. Moreover, if you are drowning in debt and unable to pay your bills, your credit score may already be compromised. Filing for bankruptcy can actually reduce your debt and allow you to start fresh, which can be beneficial for your credit score in the long run.
Myth #4: Bankruptcy Attorneys Do Not Care About Their Clients
A final myth about bankruptcy attorneys in Portland is that they do not care about their clients and are only interested in making money. This is not only inaccurate but also insulting to the many bankruptcy attorneys in Portland who work tirelessly to help their clients.
Bankruptcy attorneys in Portland are passionate about helping individuals who are struggling with debt and are committed to ensuring that their clients receive the best legal representation possible. They take the time to listen to their clients’ concerns, provide legal advice, and guide them through the bankruptcy process with compassion and empathy.
In conclusion, debunking these common myths about bankruptcy attorneys in Portland shows that they play a crucial role in helping individuals who are struggling with debt. Hiring a bankruptcy attorney in Portland can be a life-changing decision that can help you obtain a fresh start and avoid costly legal consequences.
Risks of Filing for Bankruptcy Without an Attorney in Portland
Filing for bankruptcy is a complex process that requires careful consideration of various legal and financial factors. While it is possible to file for bankruptcy without an attorney, there are significant risks involved in doing so, especially in Portland where bankruptcy laws are relatively strict. In this article, we will discuss the risks of filing for bankruptcy without an attorney in Portland and explain why hiring an experienced bankruptcy attorney is essential for a successful outcome.
Lack of Legal Expertise
The legal system in Portland is very complex and is constantly evolving. Filing for bankruptcy without an attorney can be risky because you lack the necessary legal expertise to navigate the complex legal system. Bankruptcy law is a highly specialized area of law that requires a deep understanding of federal and state law. Even minor errors in your paperwork or legal strategy can result in your case being dismissed, which can have serious consequences for your financial future.
Furthermore, bankruptcy law changes regularly, and it is essential to have an attorney who is up-to-date on the latest changes and rulings to ensure that your bankruptcy petition is filed properly. For example, under the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA), debtors are required to undergo credit counseling with an approved provider prior to filing for bankruptcy. An experienced bankruptcy attorney can ensure that you comply with all the necessary requirements and avoid any legal pitfalls.
No One to Represent You in Court
If you file for bankruptcy without an attorney, you will be representing yourself in court. This can be a daunting task, especially if you have no legal experience. You will be required to navigate the complex legal system on your own, and you will be held to the same standards as a practicing attorney. If you make a mistake in court or fail to present your case effectively, it could have serious consequences for your financial future.
In addition, a bankruptcy attorney can represent you in court and help you navigate the legal process. They can argue on your behalf, negotiate with creditors, and ensure that you receive a fair outcome. This can be especially important if your creditors dispute your bankruptcy petition or if you have any legal disputes that arise during the bankruptcy process.
Potentially Higher Costs
While hiring a bankruptcy attorney can be expensive, it can actually save you money in the long run. Without an attorney, you may not be aware of all the legal options available to you, and you could end up missing out on valuable exemptions that could save you money. Additionally, if your case is dismissed due to errors or mistakes, you may have to pay additional fees to refile your case.
An experienced bankruptcy attorney can help you evaluate all of your legal options and ensure that you receive the best possible outcome. They can also help you avoid any costly mistakes that could have serious consequences for your financial future.
Emotional Stress
Filing for bankruptcy can be a stressful and emotional process. When you file for bankruptcy without an attorney, you may feel overwhelmed and uncertain about your future. An experienced bankruptcy attorney can help alleviate some of this emotional stress by providing you with guidance and support throughout the process. They can also help you understand the legal implications of filing for bankruptcy and help you make informed decisions about your financial future.
Additionally, an attorney can help you deal with any harassment from creditors or debt collectors, which can be a significant source of emotional stress for many people.
Risk of Rejection
If you file for bankruptcy without an attorney, your petition is more likely to be rejected by the court. This can happen for a variety of reasons, such as errors in your paperwork, failure to comply with necessary requirements, or failure to meet the income requirements for a certain type of bankruptcy.
If your bankruptcy petition is rejected, it can have serious consequences for your financial future. You may have to pay additional fees to refile your case, and you may not be able to discharge your debts as you had hoped. An experienced bankruptcy attorney can ensure that your petition is filed properly and increase your chances of a successful outcome.
Conclusion
Filing for bankruptcy without an attorney in Portland can be risky and can have serious consequences for your financial future. Hiring an experienced bankruptcy attorney is essential to ensure that your petition is filed properly, that your legal rights are protected, and that you receive the best possible outcome. Bankruptcy is a complex legal process, and without an attorney, you may be putting yourself at a significant disadvantage. If you are considering filing for bankruptcy, we recommend that you consult with an experienced bankruptcy attorney to understand your legal options and ensure that your rights are protected.
Alternatives to Bankruptcy: Advice from Portland Attorneys
Bankruptcy may seem like your only option when you’re under crushing debt, but it isn’t the right option for everyone. The truth is that bankruptcy should be your last resort after you’ve exhausted all other alternatives. In this article, we will discuss several alternatives to bankruptcy that were suggested by Portland attorneys.
Credit Counseling
Credit counseling is a service where a credit counselor will review your finances and provide you with a plan to get out of debt. They will also help you understand what got you into debt in the first place and teach you good financial practices going forward.
Some benefits of credit counseling include:
- Helps you learn better financial management practices
- Debt management plan may provide lower interest rates and fees
- May help preserve your credit score
There are also downsides to consider, such as:
- May require a monthly fee
- Counselors may not have your best interests in mind or be quality professionals
- May take several years to pay off your debt
Debt Settlement
Debt settlement is another alternative to bankruptcy. It involves negotiating with your creditors to pay a lump sum that is less than what you owe. A debt settlement company or attorney can assist you with this process.
Pros of debt settlement include:
- You may be able to negotiate a lower payoff amount than what you owe
- May be able to settle your debt in a shorter amount of time
- May be able to avoid bankruptcy
Cons of debt settlement include:
- Your credit score may be damaged because you are not paying the full amount owed to your creditors
- May require a lump sum payment which may be difficult to come up with
- The debt settlement company or attorney may charge high fees
Loan Modification
Loan modification is a way of changing the terms of your loan to make it more manageable for you. Some examples of loan modification include:
- Lower interest rate
- Forgiving past due payments
- Extending the term of the loan
Some pros of loan modification include:
- May help you avoid foreclosure
- May lower monthly payments
- May make your loan easier to manage
Cons of loan modification include:
- May only be available for certain types of loans
- May not significantly reduce your debt
- May take several months to process
Consolidation Loans
Consolidation loans are another alternative to bankruptcy. They involve taking out a loan to pay off all of your other debts, leaving you with one payment to make each month. This can simplify paying off your debts and help you manage your finances better.
Pros of consolidation loans include:
- Simplifies paying off your debts
- Can help lower your overall interest rate
- May help lower monthly payments
Cons of consolidation loans include:
- May not be available to those with poor credit scores
- May require a co-signer
- May not be able to consolidate all of your debts
Conclusion
Bankruptcy may seem like your only option when you’re struggling with debt, but there are alternative solutions available to you. Talking to a Portland attorney can help you understand which option is best for your situation. Remember to weigh the pros and cons before making any decisions.
How to Choose the Right Chapter of Bankruptcy with a Portland Attorney
Filing for bankruptcy can be a tough decision, but it can also be the best way to eliminate or reduce your debts, and get a fresh financial start. However, navigating the bankruptcy process can be complex, and you must choose the right type of bankruptcy to file for. In Portland, Oregon, bankruptcy attorneys can help you choose the right chapter of bankruptcy that is best suited to your circumstances. Here are some tips on how to choose the right chapter of bankruptcy with a Portland attorney.
Understand the Different Chapters of Bankruptcy
There are several chapters of bankruptcy, but the most common chapters are Chapter 7 and Chapter 13. To choose the right chapter of bankruptcy, it’s essential to have a clear understanding of the different types of bankruptcy, their eligibility requirements, and their benefits.
- Chapter 7: Also known as a “liquidation bankruptcy” or “straight bankruptcy,” Chapter 7 is the most commonly filed chapter of bankruptcy. It involves selling your non-exempt assets to pay off your debts. Chapter 7 bankruptcy is ideal for people who have limited income and few assets.
- Chapter 13: Also known as a “reorganization bankruptcy,” Chapter 13 bankruptcy involves creating a repayment plan to pay off your debts over three to five years. Chapter 13 bankruptcy is ideal for people who have a regular income and can afford to make monthly payments to their creditors.
Determine Your Eligibility
Not everyone is eligible to file for Chapter 7 bankruptcy. To qualify for Chapter 7, you must pass the “means test,” which compares your income to the median income of your state. If your income is lower than the median income, you may be eligible for Chapter 7 bankruptcy.
On the other hand, to file for Chapter 13 bankruptcy, you must have a regular income and your debts must fall within certain limits. These limits are adjusted periodically, and currently, the debt limits for Chapter 13 are $419,275 in unsecured debt, and $1,257,850 in secured debt.
Consider Your Goals and Priorities
The choice between Chapter 7 and Chapter 13 bankruptcy depends on your goals and priorities. Chapter 7 bankruptcy can wipe out most of your unsecured debts, such as credit card debt, medical bills, and personal loans, but it does not eliminate certain debts, such as student loans, taxes, and child support.
On the other hand, Chapter 13 bankruptcy can help you restructure your debt and make manageable payments over time. Chapter 13 bankruptcy can also help you save your home from foreclosure and prevent your car from being repossessed.
Consult a Portland Bankruptcy Attorney
Choosing the right chapter of bankruptcy can be challenging, especially if you are not familiar with the bankruptcy process. That’s why it’s important to consult a Portland bankruptcy attorney who can review your financial situation, explain your options, and help you choose the best course of action.
A bankruptcy attorney can also help you prepare and file your bankruptcy petition, represent you in court, and negotiate with your creditors on your behalf. With the help of a Portland bankruptcy attorney, you can navigate the bankruptcy process with confidence and achieve a fresh financial start.
Wrapping Up
Choosing the right chapter of bankruptcy is a critical decision that can impact your financial future. To make an informed decision, it’s essential to understand the different types of bankruptcy, determine your eligibility, consider your goals and priorities, and consult a Portland bankruptcy attorney. With the right guidance and support, you can navigate the bankruptcy process successfully and start a new chapter in your financial life.
| Chapter | Eligibility | Benefits | Drawbacks |
|---|---|---|---|
| Chapter 7 | Must pass means test | Wipes out most unsecured debts | Does not eliminate certain debts, such as taxes |
| Chapter 13 | Must have regular income, certain debt limits | Can help restructure debt and make manageable payments | May require repayment of a portion of your unsecured debt |
Testimonials of Successful Bankruptcy Cases with Portland Attorneys
Filing for bankruptcy can be distressful, but hiring an experienced bankruptcy attorney in Portland can help ease the process. The right attorney can guide you through the complex legal system, protect your assets, and negotiate payment plans with your creditors. Here are some testimonials of successful bankruptcy cases with Portland Attorneys:
The Law Office of Donald L. Whitman
Donald L. Whitman is a respected bankruptcy attorney who has helped many Portland residents get out of debt. One client, Samantha, said, “Donald was very professional and made the process as easy as possible. He was there with me every step of the way and made everything clear and concise.”
Another client, Tom, said, “I was overwhelmed with debt and didn’t know where to turn. Donald helped me explore my options and came up with a plan that worked for me. He was patient, caring, and efficient.”
Donald L. Whitman’s success stories are a testament to his expertise in bankruptcy law. He has a passion for helping people get back on track financially and has been practicing bankruptcy law since 1998.
The Law Office of Christopher J. Kane, P.C.
The Law Office of Christopher J. Kane, P.C. is a top-notch bankruptcy law firm in Portland. One satisfied client, John, said, “Chris is an excellent bankruptcy attorney. He knows the law inside and out and is very strategic in his approach. He helped me get through a difficult time in my life and I am forever grateful.”
Another client, Maria, said, “Chris is friendly, knowledgeable, and extremely responsive. He kept me informed every step of the way and answered all my questions. He made me feel at ease throughout the entire process.”
Christopher J. Kane has been practicing bankruptcy law in Oregon for over a decade. He has extensive experience in Chapter 7 and Chapter 13 bankruptcy cases, and has helped hundreds of clients eliminate their debts.
The Law Offices of Gevurtz Menashe
The Law Offices of Gevurtz Menashe is a full-service law firm that handles bankruptcy cases in Portland. One client, Mark, said, “The attorneys at Gevurtz Menashe are top-notch. They have an in-depth knowledge of bankruptcy law and helped me make informed decisions about my financial situation. I couldn’t be happier with the service I received.”
Another client, Lisa, said, “Gevurtz Menashe made the bankruptcy process easy and stress-free. They guided me through every step of the way and answered all my questions. I would recommend them to anyone who is struggling with debt.”
Gevurtz Menashe has been serving the Pacific Northwest for over 35 years. They have a team of experienced attorneys who are dedicated to helping clients achieve financial freedom.
Conclusion
Filing for bankruptcy can be a difficult decision, but it’s important to remember that you’re not alone. There are many experienced bankruptcy attorneys in Portland who can help you navigate the legal system and protect your assets. The testimonials above are just a few examples of successful bankruptcy cases with Portland attorneys. If you’re struggling with debt, consider reaching out to a bankruptcy attorney for guidance and support.
FAQs: Bankruptcy Attorney Portland
What does a bankruptcy attorney do?
A bankruptcy attorney helps clients navigate the legal process of filing for bankruptcy. They provide legal advice, help prepare necessary paperwork, and represent clients in court proceedings related to the bankruptcy.
How do I know if I need a bankruptcy attorney?
If you are considering filing for bankruptcy, it is highly recommended to consult with a bankruptcy attorney. They can provide guidance on the process, inform you of your legal rights, and ensure you are making the best decisions for your financial situation.
What types of bankruptcy does a bankruptcy attorney handle?
A bankruptcy attorney can handle both Chapter 7 and Chapter 13 bankruptcies. Chapter 7 involves liquidating assets to pay off debts, while Chapter 13 involves setting up a payment plan to repay debts over a period of time.
How much does a bankruptcy attorney in Portland charge?
The cost of a bankruptcy attorney in Portland varies depending on the complexity of the case and the attorney’s experience. It is best to consult with several attorneys to compare fees and services.
Can a bankruptcy attorney stop a foreclosure?
Yes, a bankruptcy attorney can often stop a foreclosure through the bankruptcy process. Filing for bankruptcy initiates an automatic stay, which temporarily stops foreclosure proceedings and gives the homeowner time to address their debt.
What kind of debt can a bankruptcy attorney help with?
A bankruptcy attorney can help with a variety of debt, including credit card debt, medical bills, personal loans, and more. However, certain types of debt, such as student loans and taxes, may not be dischargeable through bankruptcy.
How long does the bankruptcy process take with a bankruptcy attorney?
The bankruptcy process can take several months to complete with the help of a bankruptcy attorney. The timeline varies depending on the complexity of the case and the type of bankruptcy filed.
Do I have to go to court if I hire a bankruptcy attorney?
Yes, clients are required to attend court proceedings related to their bankruptcy. However, a bankruptcy attorney can represent their clients in court and help them prepare for the proceedings.
What should I look for when hiring a bankruptcy attorney in Portland?
When hiring a bankruptcy attorney in Portland, it is important to look for their experience, expertise with bankruptcy law, and their communication skills. It is also recommended to read reviews and compare fees before making a final decision.
Can a bankruptcy attorney help me keep my assets?
Yes, a bankruptcy attorney can often help clients keep certain assets through exemptions and other legal strategies. However, every case is unique and it is best to consult with an attorney to determine what assets can be protected through bankruptcy.
Conclusion
If you are struggling with overwhelming debt and are considering filing for bankruptcy, it is important to consult with a bankruptcy attorney in Portland who can guide you through the legal process. By working with an experienced attorney, you can protect your legal rights, explore your debt relief options, and receive representation in court proceedings. Remember to look for an attorney who is experienced in bankruptcy law, has good communication skills, and offers fair fees. After reading this article, take the time to research and compare attorneys in your area to find the best fit for your needs. Good luck and stay informed about your financial options!